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They are certified once per year by the Exchange Board, typically in August or September of the year before they are effective. In total, $2.89 million in premium relief will be provided to approximately 70,000 Vermonters after the suspension of most dental services due to COVID-19. Create an account to view your coverage, get personalized out-of-pocket cost estimates, and more! Have a question about coverage or looking for dental insurance? NorthEast Delta Dental is offering a relief program in which each dental office will receive a check in the amount of about one percent of their 2019 … Delta Dental of New Jersey and Delta Dental of Connecticut Launch Premium Relief Program Providing 30% Credit for April - June 2020. In addition, Delta Dental provided emergency time off and other resources to employees affected by illness or closures resulting from the pandemic. Monday–Friday, Individual As a result of the COVID-19 pandemic, Delta Dental of New Jersey is providing a Premium Relief Program to our Delta Dental of Iowa Foundation announces additional COVID-19 response grants for community health centers. This is a one-time credit, there will be no retroactivity refunds reflected on future invoices. If the credit is greater than the amount of the June invoice, the additional credit will be applied to future invoices until the full credit has been exhausted. We believe everyone deserves a healthy smile. If a client has a rate cap provision in place, the current rates will continue forward for a one-year period provided the anniversary date falls between June 1, 2020, and May 1, 2021. You’re now leaving the Delta Dental of Washington website. Will my commission be lowered to match the premiums relief percentage? The credit will be reflected on our June invoice and will be based on the … Delta Dental companies’ COVID-19 relief funding expected to reach $1.1B OAK BROOK, Ill. — Thursday, December 10, 2020 — Today, Delta Dental announced its COVID-19 relief efforts are expected to reach $1.1 billion by early 2021. When will this premium relief show on invoices? Happy Holidays! As a response to the COVID-19 pandemic, all dentists in Michigan, Ohio and Indiana are eligible to receive a $1,000 credit to Henry Schein. Delta Dental of Iowa announces $10.5 million in relief programs to assist Iowa dentists and nonprofits. As always, the account manager is prepared to work with clients on any plan options that they are considering, as well as a multiyear rate proposal if desired. Resources - Employer | Delta Dental of Washington. Fully insured clients with renewal dates of June 1, 2020, through May 1, 2021, will experience no change to their current rates at time of renewal for one year. Delta Dental recently announced their Pandemic Relief Program, which is focused on easing financial burden for clients in the wake of the COVID-19 pandemic. The relief has been approved by the OIC for July, August, September and October 2020 at this time. You will see a Miscellaneous Transaction that captures the relief amount noted as “Delta Dental COVID Premium Relief” on your invoice. The Delta Dental Foundation has created a COVID-19 Emergency Assistance Fund. Individual policyholders will receive an adjustment on their June bill. PARSIPPANY, NJ—June 1, 2020—Due to members being unable to fully utilize their dental benefits during COVID-19, Delta Dental of New Jersey, Inc. (DDNJ) and Delta Dental of Connecticut, Inc. announced the launch of its Premium Relief Program — a 30 percent credit to all … Updates From UnitedHealthcare: Individual Coverage Options, COVID-19 FAQs, and... Medical Mutual Invoice and Group Number Updates, Check Out Cornerstone’s Round Up of the Top Webinars From 2020, Open Enrollment is Now Over, But the Selling Season Continues, Required Health Plan Coverage for Pfizer-BioNTech COVID-19 Vaccine, UnitedHealthcare Introduces Apple Fitness+ for Motion Members, Delta Dental of Michigan, Ohio, and Indiana will credit clients. How will this Premiu m relief affect my plan renewal? The national network of Delta Dental companies protects more smiles than any other insurance company. How will premium relief affect my quoted rates for new groups and Individual & Family between July and October? If you have already received and agreed to a renewal rate that is a decrease from your current rate, for an effective date of June 1, 2020, or later, Delta Dental will honor the renewal offer as yet another gesture of our appreciation of your continued business. How will this premium relief show on the invoice? 1-800-248-7675 Your smiles are our top priority, which is why we want to help our partners maintain a valued benefit for their employees. Delta Dental Premier ® is a standard fee-for-service program. If you haven’t already, register an account with us to begin accessing plan information and coverage details- wherever, whenever! Contact your Cornerstone representative with any questions. As such, Delta Dental will pay commissions associated with the premium credit being offered to their clients. For example, if the plan effective date is September, the rate relief from quoted rates will remain in effect through October only. Delta Dental of Michigan, Ohio, and Indiana has committed nearly $90 million in relief to support dentists, customers and nonprofits through pandemic. Delta Dental has developed a wide array of dental plans that help manage costs without sacrificing quality. Since March, Delta Dental of Arizona and its foundation committed $9.5 million to assist local communities by promoting optimal oral health, with more than $500,000 in relief … Employee Benefits Clients with effective dates of April 1, 2020, or prior, are eligible. Most groups will see their premium relief reflected on the invoice they receive in June for July coverage. As demand for oral healthcare continues to rebound from the initial impacts of COVID-19, Delta Dental of California and its affiliates announced this week additional financial assistance initiatives that include premium relief … Delta Dental of California and its affiliates also partnered with Lendeavor on a $300 million loan program for its independent dental providers and offered premium relief to customers. Plus the premium plan also includes … Please contact your client management team if you need further help or have other questions. Licensing and Commissions Here are some additional details about the program provided by Delta Dental: The Pandemic Relief Program consists of the following: Delta Dental has also carefully considered how the Pandemic Relief Program will impact their agent partners. Posted on May 28, 2020 in Corporate. Glendale-based Delta Dental of Arizona said its COVID-19 relief add will top $10 million. Premium Relief is part of Delta Dental’s $53.48M Comprehensive COVID-19 Relief Efforts. Delta Dental will continue to administer clients under a multiyear contract according to the terms of the existing contract. Delta Dental of Colorado Foundation is sponsoring access to $7.5 million in low-interest loans (3.5%) to providers across the state. The timing of commissions associated with the premium credit will be paid according to their regular commission schedule. For all active groups and individual plans, rate relief will be applied to the applicable regular rates for all months, July through October, regardless of the renewal month. How will this Premium relief affect my group and individual plan renewals? Commissions will continue to be reflected on the client 5500 report. Coronavirus Emergency Assistance Fund Delta Dental Foundation opens $500,000 COVID-19 Emergency Assistance Fund to address needs of dental clinics and nonprofits in Michigan, Ohio and Indiana. Rate relief will be applied from the initial effective date through October. Due to members being unable to fully utilize their dental benefits during COVID-19, Delta Dental of New Jersey, Inc. (DDNJ) and Delta Dental of Connecticut, Inc. announced the launch of its Premium Relief Program — a 30 percent credit to all individual and fully-insured group customers who had active plans in April, May and June 2020. See details here. Delta Dental companies’ COVID-19 relief funding expected to reach $1.1B This significant financial commitment builds on Delta Dental's 65‐year history of supporting America's oral health and continues its leadership in the provision of support to the U.S. dental marketplace during the COVID-19 pandemic. Delta Dental offers dentists the flexibility of participating with one or more of our products. See details here. Here are some additional details about the program provided by Delta Dental: The Pandemic Relief Program consists of the following: For Clients: Premium/Administrative Credit: Delta Dental of Michigan, Ohio, and Indiana will credit clients one month of premium (fully insured) or administration fee (ASO). Grace period for a lapse in premium payment To support our customers during the challenging days ahead, for a 90-day period, from April 1, 2020 through June 30, 2020, Flagship will not terminate any dental benefit contract for non-payment as long as you meet the eligibility criteria listed below. Unlike our other plans, the dental benefit plans on the Health Benefit Exchange (known as Washington Healthplanfinder, the WAHBE or the “Exchange”), are called Qualified Dental Plans. Delta Dental of Iowa Providing Additional COVID-19 Relief for Dentists and Issuing Premium Credits. Unfortunately, at this time, the Exchange Board does not have a mechanism in place to allow us to change our rates. Delta Dental of Colorado Announces COVID-19 Relief Response Delta Dental of Colorado and Delta Dental of Colorado Foundation committing $30 million to community, customer, and provider relief efforts around COVID-19 ... • Customers: 50% premium/billing credit for March and April, totaling $16 million in relief to group and individual customers. Funds will address needs faced by both safety-net dental clinics and non-profits who work with vulnerable populations and provide health services or food assistance in Michigan, Ohio, and Indiana. For all active groups and individual plans, rate relief will be applied to the applicable regular rates for all months, July through October, regardless of the renewal month. Are Delta Dental of Washington Medicare Advantage plans administered by Kaiser Permanente of Washington included in this relief program? Delta Dental of Iowa providing additional COVID-19 relief for dentists and issuing premium credits. Will this relief be extended beyond four months? To accomplish this, we must continuously be looking forward and planning for what's to come. Coronavirus Emergency Assistance Fund Delta Dental Foundation opens $500,000 COVID-19 Emergency Assistance Fund to address needs of dental clinics and nonprofits in Michigan, Ohio and Indiana. Delta Dental Premier. ... Delta Dental of New Jersey, Inc. is New Jersey's leading dental … Delta Dental of Michigan, Ohio, and Indiana has committed nearly $90 million in relief to support dentists, customers and nonprofits through pandemic. As a result of the COVID-19 pandemic, Delta Dental of New Jersey is providing a Premium Relief Program to our small business customers in addition to providing your small business with other options to help navigate through this unprecedented time. Commissions on claims, if applicable, will continue to be paid per their normal schedule. Iowa Nonprofit Recovery Fund Any retroactivity will still be reflected within the June invoice, just as it is every month. To Date, More Than $600 Million Committed Through Personal Protective Equipment Reimbursements, Customer Premium Relief, Provider Loans and Other Financial Assistance Initiatives to Support Providers, Members, Employees and Communities. Autopilot To calculate the premium relief, we take the ‘Current Census’ from your prior month’s invoice x 25%. Delta Dental Premier is a standard fee-for-service dental benefits program. These programs are designed to offer financial assistance as dental offices begin to reopen and premium credits to members who may … Northeast Delta Dental is pleased to announce the December issue of Smile Coach Monthly, a monthly oral health educational resource that features articles, polls, recipes and a whole lot more.Please visit smilecoachmonthly.com to enjoy features that include 'A guide to dental insurance for infants and children', 'Thumbs up or thumbs down to movie snacks? 8:30 am to 5:00 pm EST Are all Delta Dental of Washington plans offering this relief? Delta Dental Premier dentists agree to abide by Delta Dental’s determination of fees. Individual and Family Member Premium Relief Credit (updated 5.28) Delta Dental of Iowa members with an Individual and Family plan will receive a 25 percent premium relief credit for April and May dental and/or vision premiums to be applied to members’ July premiums. Use our quick contact form to get the answers to your questions. Additional information on the Premium Relief Program can be found on Delta Dental's website. Welcome to Delta Dental of Rhode Island More for Members Manage your dental benefits using our secure online tools. “I’m grateful for Northeast Delta Dental’s effort to ease the burden on Vermonters as we’ve had to limit dental services in response to the Coronavirus pandemic,” said Governor Scott. The program is being managed by a local Community Development Financial Institution (CDFI), Colorado Enterprise Fund (CEF), and will provide dental practices in Colorado with We will work directly with self-bill and other non-traditional billing groups for other arrangements. It powers everything we do as we work to remove the barriers to oral health care. Delta Dental Premier is a traditional fee-for-service plan that allows you to visit any licensed dentist and to change dentists at any time without notifying Delta Dental. Delta Dental of Massachusetts Announces Next Phase of $35M COVID-19 Relief and Recovery Plan Additional programs and benefits include relief for patients who have lost dental benefits, support for those accessing preventive care and funding to support dentists with COVID-19 recovery efforts, including personal protective equipment and other costs. Delta Dental makes it easy to get the most from your dental and vision benefits. Yes, these plans will see relief applied to their invoices from KPWA. Once you enroll, you’ll get coverage for diagnostic and preventive care, including exams, cleanings and x-rays. Relief Funds for Dentists. Commissions will also be paid on ASO groups on the administration fee portion only, based on the April invoiced enrollment. Delta Dental of Michigan, Ohio, and Indiana ASO clients with renewal dates between June 1, 2020, and May 31, 2021, will receive no increase to their current administration rates upon renewal for one year. 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They are certified once per year by the Exchange Board, typically in August or September of the year before they are effective. In total, $2.89 million in premium relief will be provided to approximately 70,000 Vermonters after the suspension of most dental services due to COVID-19. Create an account to view your coverage, get personalized out-of-pocket cost estimates, and more! Have a question about coverage or looking for dental insurance? NorthEast Delta Dental is offering a relief program in which each dental office will receive a check in the amount of about one percent of their 2019 … Delta Dental of New Jersey and Delta Dental of Connecticut Launch Premium Relief Program Providing 30% Credit for April - June 2020. In addition, Delta Dental provided emergency time off and other resources to employees affected by illness or closures resulting from the pandemic. Monday–Friday, Individual As a result of the COVID-19 pandemic, Delta Dental of New Jersey is providing a Premium Relief Program to our Delta Dental of Iowa Foundation announces additional COVID-19 response grants for community health centers. This is a one-time credit, there will be no retroactivity refunds reflected on future invoices. If the credit is greater than the amount of the June invoice, the additional credit will be applied to future invoices until the full credit has been exhausted. We believe everyone deserves a healthy smile. If a client has a rate cap provision in place, the current rates will continue forward for a one-year period provided the anniversary date falls between June 1, 2020, and May 1, 2021. You’re now leaving the Delta Dental of Washington website. Will my commission be lowered to match the premiums relief percentage? The credit will be reflected on our June invoice and will be based on the … Delta Dental companies’ COVID-19 relief funding expected to reach $1.1B OAK BROOK, Ill. — Thursday, December 10, 2020 — Today, Delta Dental announced its COVID-19 relief efforts are expected to reach $1.1 billion by early 2021. When will this premium relief show on invoices? Happy Holidays! As a response to the COVID-19 pandemic, all dentists in Michigan, Ohio and Indiana are eligible to receive a $1,000 credit to Henry Schein. Delta Dental of Iowa announces $10.5 million in relief programs to assist Iowa dentists and nonprofits. As always, the account manager is prepared to work with clients on any plan options that they are considering, as well as a multiyear rate proposal if desired. Resources - Employer | Delta Dental of Washington. Fully insured clients with renewal dates of June 1, 2020, through May 1, 2021, will experience no change to their current rates at time of renewal for one year. Delta Dental recently announced their Pandemic Relief Program, which is focused on easing financial burden for clients in the wake of the COVID-19 pandemic. The relief has been approved by the OIC for July, August, September and October 2020 at this time. You will see a Miscellaneous Transaction that captures the relief amount noted as “Delta Dental COVID Premium Relief” on your invoice. The Delta Dental Foundation has created a COVID-19 Emergency Assistance Fund. Individual policyholders will receive an adjustment on their June bill. PARSIPPANY, NJ—June 1, 2020—Due to members being unable to fully utilize their dental benefits during COVID-19, Delta Dental of New Jersey, Inc. (DDNJ) and Delta Dental of Connecticut, Inc. announced the launch of its Premium Relief Program — a 30 percent credit to all … Updates From UnitedHealthcare: Individual Coverage Options, COVID-19 FAQs, and... Medical Mutual Invoice and Group Number Updates, Check Out Cornerstone’s Round Up of the Top Webinars From 2020, Open Enrollment is Now Over, But the Selling Season Continues, Required Health Plan Coverage for Pfizer-BioNTech COVID-19 Vaccine, UnitedHealthcare Introduces Apple Fitness+ for Motion Members, Delta Dental of Michigan, Ohio, and Indiana will credit clients. How will this Premiu m relief affect my plan renewal? The national network of Delta Dental companies protects more smiles than any other insurance company. How will premium relief affect my quoted rates for new groups and Individual & Family between July and October? If you have already received and agreed to a renewal rate that is a decrease from your current rate, for an effective date of June 1, 2020, or later, Delta Dental will honor the renewal offer as yet another gesture of our appreciation of your continued business. How will this premium relief show on the invoice? 1-800-248-7675 Your smiles are our top priority, which is why we want to help our partners maintain a valued benefit for their employees. Delta Dental Premier ® is a standard fee-for-service program. If you haven’t already, register an account with us to begin accessing plan information and coverage details- wherever, whenever! Contact your Cornerstone representative with any questions. As such, Delta Dental will pay commissions associated with the premium credit being offered to their clients. For example, if the plan effective date is September, the rate relief from quoted rates will remain in effect through October only. Delta Dental of Michigan, Ohio, and Indiana has committed nearly $90 million in relief to support dentists, customers and nonprofits through pandemic. Delta Dental has developed a wide array of dental plans that help manage costs without sacrificing quality. Since March, Delta Dental of Arizona and its foundation committed $9.5 million to assist local communities by promoting optimal oral health, with more than $500,000 in relief … Employee Benefits Clients with effective dates of April 1, 2020, or prior, are eligible. Most groups will see their premium relief reflected on the invoice they receive in June for July coverage. As demand for oral healthcare continues to rebound from the initial impacts of COVID-19, Delta Dental of California and its affiliates announced this week additional financial assistance initiatives that include premium relief … Delta Dental of California and its affiliates also partnered with Lendeavor on a $300 million loan program for its independent dental providers and offered premium relief to customers. Plus the premium plan also includes … Please contact your client management team if you need further help or have other questions. Licensing and Commissions Here are some additional details about the program provided by Delta Dental: The Pandemic Relief Program consists of the following: Delta Dental has also carefully considered how the Pandemic Relief Program will impact their agent partners. Posted on May 28, 2020 in Corporate. Glendale-based Delta Dental of Arizona said its COVID-19 relief add will top $10 million. Premium Relief is part of Delta Dental’s $53.48M Comprehensive COVID-19 Relief Efforts. Delta Dental will continue to administer clients under a multiyear contract according to the terms of the existing contract. Delta Dental of Colorado Foundation is sponsoring access to $7.5 million in low-interest loans (3.5%) to providers across the state. The timing of commissions associated with the premium credit will be paid according to their regular commission schedule. For all active groups and individual plans, rate relief will be applied to the applicable regular rates for all months, July through October, regardless of the renewal month. How will this Premium relief affect my group and individual plan renewals? Commissions will continue to be reflected on the client 5500 report. Coronavirus Emergency Assistance Fund Delta Dental Foundation opens $500,000 COVID-19 Emergency Assistance Fund to address needs of dental clinics and nonprofits in Michigan, Ohio and Indiana. Rate relief will be applied from the initial effective date through October. Due to members being unable to fully utilize their dental benefits during COVID-19, Delta Dental of New Jersey, Inc. (DDNJ) and Delta Dental of Connecticut, Inc. announced the launch of its Premium Relief Program — a 30 percent credit to all individual and fully-insured group customers who had active plans in April, May and June 2020. See details here. Delta Dental companies’ COVID-19 relief funding expected to reach $1.1B This significant financial commitment builds on Delta Dental's 65‐year history of supporting America's oral health and continues its leadership in the provision of support to the U.S. dental marketplace during the COVID-19 pandemic. Delta Dental offers dentists the flexibility of participating with one or more of our products. See details here. Here are some additional details about the program provided by Delta Dental: The Pandemic Relief Program consists of the following: For Clients: Premium/Administrative Credit: Delta Dental of Michigan, Ohio, and Indiana will credit clients one month of premium (fully insured) or administration fee (ASO). Grace period for a lapse in premium payment To support our customers during the challenging days ahead, for a 90-day period, from April 1, 2020 through June 30, 2020, Flagship will not terminate any dental benefit contract for non-payment as long as you meet the eligibility criteria listed below. Unlike our other plans, the dental benefit plans on the Health Benefit Exchange (known as Washington Healthplanfinder, the WAHBE or the “Exchange”), are called Qualified Dental Plans. Delta Dental of Iowa Providing Additional COVID-19 Relief for Dentists and Issuing Premium Credits. Unfortunately, at this time, the Exchange Board does not have a mechanism in place to allow us to change our rates. Delta Dental of Colorado Announces COVID-19 Relief Response Delta Dental of Colorado and Delta Dental of Colorado Foundation committing $30 million to community, customer, and provider relief efforts around COVID-19 ... • Customers: 50% premium/billing credit for March and April, totaling $16 million in relief to group and individual customers. Funds will address needs faced by both safety-net dental clinics and non-profits who work with vulnerable populations and provide health services or food assistance in Michigan, Ohio, and Indiana. For all active groups and individual plans, rate relief will be applied to the applicable regular rates for all months, July through October, regardless of the renewal month. Are Delta Dental of Washington Medicare Advantage plans administered by Kaiser Permanente of Washington included in this relief program? Delta Dental of Iowa providing additional COVID-19 relief for dentists and issuing premium credits. Will this relief be extended beyond four months? To accomplish this, we must continuously be looking forward and planning for what's to come. Coronavirus Emergency Assistance Fund Delta Dental Foundation opens $500,000 COVID-19 Emergency Assistance Fund to address needs of dental clinics and nonprofits in Michigan, Ohio and Indiana. Delta Dental Premier. ... Delta Dental of New Jersey, Inc. is New Jersey's leading dental … Delta Dental of Michigan, Ohio, and Indiana has committed nearly $90 million in relief to support dentists, customers and nonprofits through pandemic. As a result of the COVID-19 pandemic, Delta Dental of New Jersey is providing a Premium Relief Program to our small business customers in addition to providing your small business with other options to help navigate through this unprecedented time. Commissions on claims, if applicable, will continue to be paid per their normal schedule. Iowa Nonprofit Recovery Fund Any retroactivity will still be reflected within the June invoice, just as it is every month. To Date, More Than $600 Million Committed Through Personal Protective Equipment Reimbursements, Customer Premium Relief, Provider Loans and Other Financial Assistance Initiatives to Support Providers, Members, Employees and Communities. Autopilot To calculate the premium relief, we take the ‘Current Census’ from your prior month’s invoice x 25%. Delta Dental Premier is a standard fee-for-service dental benefits program. These programs are designed to offer financial assistance as dental offices begin to reopen and premium credits to members who may … Northeast Delta Dental is pleased to announce the December issue of Smile Coach Monthly, a monthly oral health educational resource that features articles, polls, recipes and a whole lot more.Please visit smilecoachmonthly.com to enjoy features that include 'A guide to dental insurance for infants and children', 'Thumbs up or thumbs down to movie snacks? 8:30 am to 5:00 pm EST Are all Delta Dental of Washington plans offering this relief? Delta Dental Premier dentists agree to abide by Delta Dental’s determination of fees. Individual and Family Member Premium Relief Credit (updated 5.28) Delta Dental of Iowa members with an Individual and Family plan will receive a 25 percent premium relief credit for April and May dental and/or vision premiums to be applied to members’ July premiums. Use our quick contact form to get the answers to your questions. Additional information on the Premium Relief Program can be found on Delta Dental's website. Welcome to Delta Dental of Rhode Island More for Members Manage your dental benefits using our secure online tools. “I’m grateful for Northeast Delta Dental’s effort to ease the burden on Vermonters as we’ve had to limit dental services in response to the Coronavirus pandemic,” said Governor Scott. The program is being managed by a local Community Development Financial Institution (CDFI), Colorado Enterprise Fund (CEF), and will provide dental practices in Colorado with We will work directly with self-bill and other non-traditional billing groups for other arrangements. It powers everything we do as we work to remove the barriers to oral health care. Delta Dental Premier is a traditional fee-for-service plan that allows you to visit any licensed dentist and to change dentists at any time without notifying Delta Dental. Delta Dental of Massachusetts Announces Next Phase of $35M COVID-19 Relief and Recovery Plan Additional programs and benefits include relief for patients who have lost dental benefits, support for those accessing preventive care and funding to support dentists with COVID-19 recovery efforts, including personal protective equipment and other costs. Delta Dental makes it easy to get the most from your dental and vision benefits. Yes, these plans will see relief applied to their invoices from KPWA. Once you enroll, you’ll get coverage for diagnostic and preventive care, including exams, cleanings and x-rays. Relief Funds for Dentists. Commissions will also be paid on ASO groups on the administration fee portion only, based on the April invoiced enrollment. Delta Dental of Michigan, Ohio, and Indiana ASO clients with renewal dates between June 1, 2020, and May 31, 2021, will receive no increase to their current administration rates upon renewal for one year. Pay commissions associated with the premium credit being offered to their invoices from KPWA, based their. Iowa is announcing additional relief programs for members Manage your Dental benefits program or looking for Dental insurance an. For members Manage your Dental benefits using our secure online tools accessing plan information coverage... Top $ 10 million paid per their normal schedule one-time credit, there be... Us delta dental premium relief change our rates relief, we must continuously be looking forward and planning for what to... Commissions on claims, if the plan effective date is September, the Exchange Board does not have mechanism. This, we must continuously be looking forward and planning for what 's to.! Be paid per their normal delta dental premium relief their June bill ) to providers across the state July,,! Stated in a separate line item on the health benefit Exchange – why don t. Will be paid according to their clients % credit for April - June.... 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